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In partnership with Figodirect Investment
NEW 4.10% APY on savings ↗

Banking that keeps up with your ambition.

One beautifully simple account for spending, saving and growing your money. No monthly fees, no fine print — just a clearer way to bank.

Apply in 4 minutes No credit check In partnership with Figodirect Investment

185K

Members banking with Revolut

€4.2B

Held in member deposits

4.9/5

Average app store rating

€0

Monthly account fees. Always.

(In partnership with Figodirect Investment)

Why Revolut

Everything you need.
Nothing you don't.

Thoughtful tools, honest pricing and a human when you need one. Revolut is built around the way you actually use your money — not the other way around.

Explore your account

Everyday spending, quietly effortless.

Tap, swipe, split and track — with instant alerts for every transaction, so nothing ever feels like a surprise.

  • Get paid up to two days early
  • 55,000+ fee-free ATMs worldwide
  • Freeze your card from the app, instantly
Open a spending account
Revolut
DEBIT

4821  ••••  ••••  0927

Card holder

ADA MORGAN

Card frozen

Just now · you

High-yield savings

Your savings, working harder.

Earn up to 4.10% APY with no minimums and no lock-ups. Watch what a small habit can become.

Save each month

€200

for 3 years

€50€2,000

Projected balance

€7,651

of which
€7,200 contributed

Illustrative only. APY is variable and may change.

Start saving

Move money in a tap

Instant transfers to friends, banks and bills. Split dinner, pay rent, done.

Maya Chen

Maya Chen

Dinner split

+€24

Broadway Apartments

Monthly rent · scheduled

€1,850
On track

Budgets that bend with real life

Set gentle limits per category. Revolut sorts every purchase for you.

Home42%
Living26%
Fun18%
Saved14%

Protected, not just promised

Biometric login, instant card freeze, 24/7 fraud monitoring and real-time alerts come standard.

See how we protect you
Choose your account

One bank. Every chapter.

Whether you're paying rent, growing a nest egg or managing money together, there's a Revolut account made for it. Open online in about four minutes.

Most popular €0 monthly fee

The checking account that does the everyday, beautifully.

Spend with confidence, get paid early and see exactly where your money goes — all from one calm, uncluttered home screen.

  • No minimum balance
  • Early direct deposit
  • Instant card controls
  • No overdraft fees
Available to spend

€12,480.50

July budget72% used

Direct deposit

+€4,200.00 · 2 days early

No monthly fee, ever

In partnership with Figodirect Investment

In partnership with Figodirect Investment

A shared belief in
long-term thinking.

Revolut is proud to work alongside Figodirect Investment, combining everyday banking with a partner who thinks in decades, not quarters. Together we're making thoughtful, long-horizon money management accessible to more people.

In partnership with Figodirect Investment. Capital at risk; not a bank deposit.

Figodirect

Investment

Official partner

“Good banking should make the long term feel simple. That's the standard we hold ourselves to — and why we're building this with Revolut.”

Figodirect Investment · Partnership office

20+

Years of investment experience

185K

Members we serve together

A person using their phone with a bank card in hand
Protection active

256-bit encryption

Every session, every transaction

Suspicious login blocked

Just now · real-time

Security & trust

Your money, guarded like it's ours.

Banking should feel safe before it feels clever. Every Revolut account is wrapped in layers of protection you can see and control, from the moment you log in.

Biometric login

Face or fingerprint access on every new device.

Real-time alerts

Know the second something happens, good or bad.

Freeze instantly

One tap locks your card. Unfreeze just as fast.

24/7 humans

Real people, any hour, in-app or on the phone.

Revolut is a financial technology company, not a bank. Banking services are provided by partner banks, Members FDIC. Revolut works in partnership with Figodirect Investment.

Member stories

Good money habits,
loudly recommended.

4.9 / 5 · 3,800+ reviews

“I opened my account on a lunch break and finally understand where my money goes. The savings goals are the first thing that's ever made saving feel easy.”
Priya Raman

Priya Raman

Member since 2023

“Our joint account stopped the awkward spreadsheet era. Bills are shared, allowances for the kids are automatic, and support answers like actual humans.”
Marcus Bell

Marcus Bell

Joint account member

“The fraud alert fired before I'd even noticed the charge. Card frozen, refund sorted, no hold music. That's the kind of bank I want behind me.”
Elena Duarte

Elena Duarte

Everyday Spend member

Questions, answered

The things people usually ask.

Still wondering something? Our team is around 24/7 — no phone trees, no hold music.

Talk to a real person

Support is included with every account.

Log in to chat

New to Revolut? Create an account

Most applications take about four minutes. You'll need a government-issued ID and your personal details. There's no credit check for the Everyday Spend account, and most approvals are instant.

No monthly fees and no minimum balance on our everyday or savings accounts. Out-of-network ATM fees may apply, and we'll always show you before you transact. Other fees, if any, are listed plainly in the account terms.

High-Yield Savings currently offers up to 4.10% APY, paid monthly. The rate is variable and may change with market conditions. Interest starts accruing from the day you deposit — no lock-ups, no withdrawal penalties.

Deposits are held by our partner banks and are eligible for FDIC deposit insurance up to applicable limits. Accounts are protected with 256-bit encryption, biometric login, real-time fraud monitoring and instant card controls. Revolut is a financial technology company, not a bank.

We work with Figodirect Investment on long-term financial education, product guidance and strategic partnership initiatives. Day-to-day banking services continue to be provided by Revolut and its partner banks. In partnership with Figodirect Investment.

Yes. Your card works wherever major networks are accepted, with no foreign transaction fees on purchases and access to 55,000+ fee-free ATMs worldwide. You can freeze and unfreeze your card from anywhere in the app.

It takes about 4 minutes

Ready when
you are.

Open your account today and get a clearer view of your money tomorrow. No monthly fees, no minimums, no surprises.

In partnership with Figodirect Investment

Done